Last Revised February 16, 2022
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This Agreement is important, so please read it carefully before you start to use the Site or the Services, and forgive us for the loud text that follows:
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The content on this Site and delivered through the Services, including without limitation the text (such as the articles found on The Ness Well or in The Nessie), software, scripts, source code, API, graphics, photos, sounds, music, videos and interactive features and the trademarks, service marks and logos contained therein (“Ness Content”), are owned by or licensed to Ness in perpetuity, and are subject to copyright, trademark, and/or patent protection in the United States, and other intellectual property rights under United States laws. Ness Content is provided to you “as is,” “as available,” and “with all faults,” for your information and personal, non-commercial use only and may not be downloaded, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any purposes whatsoever without the express prior written consent of Ness. No right or license under any copyright, trademark, patent, or other proprietary right or license is granted by this Agreement. Ness reserves all rights not expressly granted in and to Ness Content, this Site, and the Services. This Agreement does not transfer ownership of these rights. If you violate any part of this Agreement, your permission to access and/or use Ness Content, the Site or the Services automatically terminates, and you must immediately destroy any copies you have made of Ness Content. The trademarks, service marks, and logos of Ness (“Ness Trademarks”) used and displayed on the Site or via the Services are registered and unregistered trademarks or service marks of Ness. Other company, product, and service names located on the Site or in the Services may be trademarks or service marks owned by others (the “Third-Party Trademarks,” and, collectively with the Ness Trademarks, the “Trademarks”). Nothing on the Site or in the Services should be construed as granting, by implication, estoppel or otherwise, any license or right to use the Trademarks, without our prior written permission specific for each such use. Use of the Trademarks as part of a link to or from any site is prohibited unless establishment of such link is approved in advance by us in writing. If you wish to seek approval for such a link or to use any of the Ness Content, please address your request to [email protected]. All goodwill generated from the use of Ness Trademarks inures to our benefit. The Site and the Services have been specially designated to present Ness Content in a unique format and appearance. We are concerned about the integrity of Ness Content when it is viewed in a setting created by a third party that includes advertising or other materials that we have not authorized to be displayed with our content. Elements of the Site and the Services are protected by trade dress, trademark, unfair competition, and other state and federal laws and may not be copied or imitated in whole or in part, by any means, including but not limited to, the use of framing or mirrors. Neither you nor any third party shall make use of Ness Content in any manner that constitutes an infringement of our rights, including copyright, or that has not been authorized by us.
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No waiver by Ness of any term or condition set out in these Terms of Service shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Ness to assert a right or provision under these Terms of Service shall not constitute a waiver of such right or provision.
If any provision of these Terms of Service is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Service continue in full force and effect.
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This Site and the Services are operated by Ness Well, Inc.
All notices of copyright infringement claims should be sent to [email protected] in the manner and by the means set out in the above “Copyright” Section. All other feedback, comments, requests for technical support, and other communications related to the Site or Services should be directed to: [email protected].
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Get in touch with us at [email protected].
1. The Ness Card is issued by The Bank of Missouri, pursuant to a license from Mastercard, and serviced by Ness Well Financial, LLC.
2. See our Rewards Program Terms. Rewards terms and partners are subject to change.
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“This card is such an exciting addition to my wallet and it’s perfect for someone who values health and wellness but hasn’t found a credit card that rewards me for that. I love getting rewarded for wellness practices like sleeping, meditating, and moving my body—plus extra points on purchases at my favorite places like Whole Foods, ClassPass and sweetgreen. The app is easy to use and the card is designed for your definition of health and wellness, which I love. It’s flexible!”
Kira's Favorite Healthy Merchants
“It’s no secret that wellness is such an important part of my everyday life. I spend a lot of money to help fuel my love of running, recovery, nutrition and mindfulness, so the fact that I can now earn rewards for every dollar I spend with the Ness Card is amazing. My health always comes first, and the Ness Card makes that easy to do. It’s a win-win for everyone!”
Andi's Favorite Healthy Merchants
“As a new mum, wellness and self-care is a priority for me—so I can, in turn, be able to take care of my baby. I love the incentives that Ness offers for making healthier choices. And to be rewarded along the way for those purchases is such a plus!
Oh, and getting 5x point rewards on my Erewhon $20+ smoothie makes it a little more justifiable.”
Amrit's Favorite Healthy Merchants
“I made a promise to myself to find my joy again in 2023. For the past few years, I haven’t been taking care of myself mentally and physically because I’ve just been on the go and focusing on the future instead of being present. I realized that part of the reason I wasn’t happy was because I wasn’t taking care of myself. So, now with the Ness Card—which literally rewards you for staying on top of your wellness journey—I’ve easily been able to focus on my mental and physical journey. Using the card is now a part of my weekly routine, whether I’m buying groceries, going to therapy, spending a day at the spa, or treating myself to a delicious yummy meal.”
Candace's Favorite Healthy Merchants
“I love life with the Ness Card! The team behind the scenes work really hard to make it valuable and to create a sense of community, which you feel in every newsletter and hand-crafted partnership. The card itself encourages me to be even more curious about where I’m spending my money. It definitely incentivizes me to spend ‘healthier’, which is really unique. On top of that, getting points for taking more steps? There is seriously nothing like it.”
David's Favorite Healthy Merchants
“My favorite thing about the Ness Card is that it rewards you for your healthy habits, and not all of them require spending. Yes, you can earn 5x points when you spend at any of their approved health and wellness merchants (think Erewhon and many of your other favorites) but you also earn points for being active daily! So now your sanity walks are literally paying off :) As someone who not only works in wellness but lives and breathes it, essentially most of my expenses live in that realm and with the Ness Card I can now be rewarded nicely for those purchases.”
Kirsty's Favorite Healthy Merchants
“I love that I have rewards to look forward to when I focus on my health and wellness. As a mom of two and full time photographer/creator, it’s hard to find time to prioritize my health and—as my body ages—I want to make sure that I’m treating it to all the TLC it needs (and deserves)! The Ness Card reminds me to take care of my mental, physical, and emotional health on the daily.”
Valerie's Favorite Healthy Merchants
“It’s refreshing to have a card app that is so easy to use. I can track my spending and rewards at the click of a button. I love getting a notification when I get extra points for getting a full night sleep or getting my steps in, though of course those are optional. I work a lot, and I feel like I get extra rewarded for taking the time to take care of myself – whether it’s therapy or simply cooking at home instead of dining out. The points accumulate really quickly, and I’ve already gotten a $1,000 credit at Erewhon in my first four months. I also go visit family in Europe a lot, and no one takes my card there, so it’s so convenient to be able to use my Ness Card without ever paying a fee.”
Mélanie's Favorite Healthy Merchants
“As someone who spends the majority of her money on wellness, the Ness Card is perfect for me! I love earning 5x points on purchases at healthy businesses that I was already making, anyways. The Ness Card also motivates me to get enough sleep, practice mindfulness and other healthy habits. The app is really user-friendly and I love watching my points add up. I am excited to redeem them for wellness-related items!”
Lauren's Favorite Healthy Merchants
“The Ness Card motivates me to keep up my healthy habits, and has helped me discover new brands and products that are in alignment with my goals. I’m not spending any more with my Ness Card, but the money I am spending on health and wellness is actually earning me rewards, benefits, and even cash back. And because Ness’s definition of a ‘healthy merchant’ is so generous, I’m able to recognize all of the small ways I practice self-care throughout the week. From buying fresh veggies to going to therapy to taking my supplements, the Ness Card is there to cheer me on: ‘Keep being healthy, girl. You deserve 5x points for that.'”
Melissa's Favorite Healthy Merchants
“The Ness Card rewards me when I spend money on health and wellness. Especially because so much of my wellness routine is spent being active, gardening, making food with my husband, getting a massage, or having some me time, it is nice to be rewarded for that with points that are with brands I shop at all the time anyway. It allows my wellness choices to work harder which I love.”
This article was rigorously researched and fact checked. We use peer-reviewed journals and reputable medical sources (think: CDC, WHO, NIH, and the like) to back up every claim we make, and also reach out to experts in the field to ensure we’re covering things the right way. We apply these principles to everything we cover—including brands we partner with—and we’ll always disclose sponsorships, ads, and any kind of financial relationship with anything featured on The Nessie. You deserve the best, most straightforward information on health and wellness, and we think this is the right way to do it. You can read more about our testing and review process here.
If something doesn’t seem quite right, let us know at [email protected].