The premium card1 when health & wellness means more to you than travel.

Get early access to the Ness Beta Card | $349 annual fee3

Limited Time Earn 50K points ($500 value) for $6K spend in your first 90 days.

5x Points

on Health & Wellness Merchants4

2x Points

everywhere else

Up to 20K Points ($200 Value)

on healthy activity

$200 Credit

on Health & Wellness spend

Every 5th Salad Free

at sweetgreen5

$2K+ in Credits

with benefit partners

First-class health & wellness benefits

Take your wellness to new heights (and watch the card pay for itself)!

50,000 Points Sign-Up Bonus

Spend $6K on your Ness Card within the first 90 days of being a Ness member and get 50k bonus points ($500 value) automatically applied to your account.

$200 Annual
healthy credit

Use your card at Health & Wellness Merchants to get up to $200 back in statement credits.

By using your Ness Card at healthy merchants, you’ll get up to $200 back as a statement credit each year without having to do a thing. (Other than all the exercising, healthy eating, and self care-ing you’re already doing.)

20,000 Points
on healthy activity

Earn up to 56 points per day for healthy activities like working out, sleeping, walking, and mindfulness.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

$360 Credit
with sweetgreen

Spend $75 in a month and get $15 back in the form of a statement credit (up to 2x/month).

A leafy-crispy lunchtime (or anytime) nutrient fix. If your favorite salad order is $15, you get every fifth order free and save up to $360 annually!

$100 Credit
with Seed

Get $25 back in statement credits for probiotic supplements from Seed every quarter.

 A full-service pre- and probiotic to keep things moving. Get a $25 statement credit every quarter when you opt into the Sustainable Refill Program and agree to receive shipments of Seed quarterly. 

$300 Credit
with Parsley Health

Get up to a $300 in statement credits on a new or existing membership each year.

 Parsley Health is the full-service functional medicine platform to beat ‘em all. With doctors that actually get to know you and treat the root cause of whatever you’re dealing with, a Parsley membership helps put the healing back in your healthcare.

$100 Credit
at HigherDOSE

Get up to a $100 statement credit when you buy any wellness tech product at HigherDOSE each year.

From sauna blankets to red light face masks to full spectrum infrared saunas, HigherDOSE has all the gear you need to keep your inner wellness techie happy (and healthy). Get up to a $100 statement credit when you buy any wellness tech product at HigherDOSE using your Ness Card.

$200 Credit
at Exhale Spa

Get $50 to use towards spa services at Exhale every quarter.

The easiest way to treat yourself all across the globe. Exhale offers everything you could want in wellness—from massages to detox gua sha facials—in one convenient location. Get $50 to use towards spa services every quarter when you use your Ness Card.

$200 Credit
with Fyt

Get $100 credit for a personal training session with Find Your Trainer every six months.

Fyt – that stands for “find your trainer” – lives up to its name. The platform connects you with personal trainers to find one that works best for you, your goals, and your lifestyle. Get $100 credit for a personal training session every 6 months when you use your Ness Card.

$180 Credit
with Glamsquad

Get $15 back each month in statement credits on a Glamsquad membership.

Your on-call glam team, whether you’re at home or on the go. Get $15/month back in the form of a statement credit when you use your Ness Card to pay for a Membership. Members get 2 blowouts/month plus other special perks.

$590 Credit
at Lifeforce

At-home diagnostics and specialist support to help you feel and perform your best.

Receive a credit of $350 for your diagnostic lab and an additional $20/month off your Lifeforce monthly membership when you make purchases with your Ness Card.

$120 Credit
at SOTO Method

The class that gets you the best workout in the shortest amount of time.

Receive a statement credit of either $10 back each month with a monthly membership or $40 a year back with an annual membership when using your Ness Card at SOTO Method.

$120 Credit
at Elo Health

Smart supplements and protein powder formulated for you and your needs.

Receive a $10 statement credit for each month you’re subscribed to Elo when using your Ness Card.

$1000 Credit
at The Ranch

All-inclusive wellness retreats in Mailbu and Italy that nourish the body and soul.

$750 statement credit for any program of 6 nights or more.
The Ranch Italy: $1,000 statement credit for the 7-night program, and $500 statement credit for the 4-night program

$80 Credit
at Jones Road

Pared-down beauty essentials from a legendary makeup artist.

$20 quarterly statement credit when shopping at Jones Road Beauty ( (up to $80 annually) when using your Ness Card at Jones Road.

20% Off
at Modern Age

Aging treatments to help people live longer, healthier lives—and feel great along the way.

20% off on selected individual and packaged treatments every time you use your Ness Card at Modern Age. You’ll also receive a complimentary Injection Therapy (Vitamin B12, Vitamin D3 or Glutathione Injection) the first time you visit.

$96 Credit
at Magic Spoon

Kid-friendly cereal with grownup-worthy macros. High-protein, low-carb, keto-friendly—plus sugar-, gluten-and grain-free.

Kid-friendly cereal with grownup-worthy macros. High-protein, low-carb, sugar-free, keto-friendly, gluten-free, grain-free cereal that actually tastes good sounds like the stuff of legends.

10% Back
at Nesswork

Coaching from our Preferred Providers of health coaches, lactation consultants, doulas, and more.

Cardholders have access to our network of providers and can use this benefit with our Preferred Providers. Specialties include health coaches, life coaches, lactation consultants, yoga coaches, meditation coaches, doulas, and more. Get 10% back on sessions with a Preferred Providers when you use your Ness Card.

Earn points with 8K+ Health & Wellness Merchants—and counting.

5x points for health & wellness spend

Points are worth at least $0.01 (and often lots more).6

2x points everywhere else

Household bills, car maintenance, childcare—even concert tickets.
You deserve to be rewarded (double) for every single dollar—healthy or not.

Discover a new healthy spot?

Request points for it and we’ll consider adding it. Each time you get a little healthier, we get healthier, too.

Redeem points to treat yourself well

Use your points on premium products, services, and experiences in our marketplace7 of 50+ rewards. Some favorites:

Your essential wellness companion

Green Gold Metal Card

The weighty feel of wellness, laser etched on 16g of stainless steel. The green-gold matches your wellness identity—and displays it to the world.

Zero International Fees

We still love travel. Treat yourself to a green juice in Tokyo, an açaí bowl in Sydney, or a yoga class in Paris—with no international fees.3

ID Theft Protection

Monitor your credit file for fraud, receive alert notifications about suspicious activity, and get assistance from a resolution specialist.

Zero Interest Charges

Ness is a type of credit card called a “charge card,” where your balance is due in full each month with no interest charges.3

Destination: Wellness

You can’t always travel—but with the Ness Card, you can always live well.

Limited Time Earn 50K points ($500 value) for $6K spend in your first 90 days.
Research Based

This article was rigorously researched and fact checked. We use peer-reviewed journals and reputable medical sources (think: CDC, WHO, NIH, and the like) to back up every claim we make, and also reach out to experts in the field to ensure we’re covering things the right way. We apply these principles to everything we cover—including brands we partner with—and we’ll always disclose sponsorships, ads, and any kind of financial relationship with anything featured on The Nessie. You deserve the best, most straightforward information on health and wellness, and we think this is the right way to do it. You can read more about our testing and review process here.

If something doesn’t seem quite right, let us know at [email protected].